Medicaid Planning
Medicaid planning is the process of arranging a person's finances to align them with the Medicaid rules.The principal goal of Medicaid planning is …
Protecting Assets
One of the biggest threats to your assets in life is the potential cost of long-term care. With the cost of care growing beyond the rate of …
Understand Medicaid
Medicaid is a difficult system to understand. Most people have to figure it out at the same time they're having to deal with placing an incapacitated …
The Need For Planning
Society is living longer. We would normally think this is a good development. However, many of our seniors haven't planned to live nearly as long as …
Learn the basics
Understand how Medicaid pays for long-term care
Someone turning 65 today has almost a 70% chance of needing some type of long-term care. Our free guides explain, in plain language, how Medicaid can help pay for it.
- The Need For Planning
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Explore Topics
Free guides to Medicaid long-term care
Eligibility
Who qualifies for Medicaid long-term care, how income and assets are counted, and what the 2026 limits mean for nursing home, assisted living and in-home care.
State Medicaid Programs
Every state runs its own Medicaid program. Find your state’s income and asset limits, its long-term care programs and how to reach the state Medicaid agency.
Information
Plain-language explanations of the rules that matter most: the 5-year look-back, protections for a spouse at home, estate recovery and how to apply.
Facilities
What to know about Medicaid in nursing homes and assisted living: level-of-care rules, what Medicaid pays, patient liability and residents’ rights.
Start Here
Medicaid Long-Term Care Basics
What Medicaid Pays For
Medicaid can pay for nursing home care. Every state also covers some care at home or in the community, such as personal care, and many states help with services in assisted living, though usually not room and board.
Who Qualifies
Medicaid long-term care is for people who need a level of care set by their state and who have limited income and assets. In most states the asset limit for a single person is $2,000, and a spouse at home can keep more. Last updated for 2026.
Where to Start
Each state runs its own program, so start with your state’s limits and how to apply. The Eligibility, State Medicaid Programs and Information guides walk through each step.
News
Our Stunning News
New Medicaid 2017 Figures for Long-Term Care
CMS final rule takes effect today
Nursing home arbitration rule change likely counterproductive
