The Medicaid program has rules that can help you protect your assets, but the bureaucrats running the program are not allowed to help give you advice to take advantage of them. Much like the tax code.
If you want to maximize your savings, you can’t rely on the IRS to do it for you. So the best solution is to have help from a team of knowledgeable Certified Medicaid Planners who know how to help guide you through the government bureaucracy and help you take advantage of the approved rules that allow you to protect your assets.